i am not running it on such a paranioid mode. still i don't think i got infected (because programmes never found anything...). i think mostly you just need to watch which sites you use and that helps a lot.
i do remeber getting a nasty one some time ago. not really a virus... it popped up naughty sites... but i had 98 then and i think some programme i ofund on net was the only one that detected and removed the bastard. no antivirus, spybot, adware or similar didnt' not detect it. just one programme designed to target this specific nastiness. and clean it up. since then no more problems.
but it's good to do some periodic clean up & scan of the PC i guess...
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